Ugg Boots On Feet have found that those who put down less than 20 are far more likely to

Lenders have found that those who put down less than 20% are far more likely to default than those who put down more. With the protection of PMI, lenders are able to make more loans with down payments as low as 5% or 10%. This is especially important to first time buyers, where liquid cash for down payments and closing costs is often tight..

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